Posts Tagged ‘saving money tips’

Life's Little Luxuries for $0.00 (Take Note Gentlemen)

Tuesday, May 26th, 2009

I would like to share this article I discovered on a great web site called simplesavings.com.au A fantastic site if you are looking for ways to save on expenses and start putting some savings aside.

I believe this was written by a lady called Penny Cooper

THANKS A BUNCH FOR FREE FLOWERS

My hubby gives me a beautiful bouquet of flowers every week – and it doesn’t cost him a cent! When times get tough financially, the first things to disappear are usually life’s little luxuries. As soon as we started living on a budget I could no longer justify buying fresh flowers to add a splash of winter cheer to our home. So I was surprised and delighted when my husband arrived home from work a few months ago with a gorgeous bouquet of flowers! He works in a corporate building on the same floor as the reception desk. Every Monday morning there is a fresh bunch of flowers delivered to reception and as such the existing flowers are thrown out every Friday. They are still usually absolutely fine however, being only five days old and often contain lilies and other hardy blooms that last for three to five weeks. Instead of leaving them to get thrown away, he asked at reception if he could take them home and they said no problem!

You could ask the same at any likely shop/reception area that has flowers each week. It’s easy enough to call by and pick them up before they throw them out. While this hasn’t really saved us any money as we weren’t buying them due to their cost, it is a delight for me to be able to enjoy one of my luxury items for free. It also allows us to be generous to our friends who are also all on budgets. Now we have a constant supply of flowers for our own home, plus often enough to make up into bunches to give to our friends.
At least until Hubby’s colleagues catch on to what he’s doing and start asking to take them home too!

What a great idea Penny.

If you are looking for ways to save money, pay off debt and even start investing some of your saving, than you may want check out this free DVD and e-book.

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Saving Money On Utility Bills

Wednesday, April 29th, 2009

Around the house can be one of the quickest and easiest places to save money. A lot of these tips are virtually set and forget.

  • Replace your shower head with a water saving shower head. This not only saves you water but can also save you a considerable amount on you energy bill by using less hot water.
  • By installing energy saving light globes you can save quite a bit on your power bill and a lot of the compact fluorescent globes have a long life, up to 20 years, so they are great value.
  • You can save on energy costs by setting your heater one degree cooler in winter and one degree warmer in summer.
  • Set your air conditioner on a timer so it comes on a little while before you come home. This way your house will be cool when you get home, preventing you from putting it on flat out when you come home to a hot house. You can do the same with heating in winter.
  • When using water only for a short time, like washing your hands, be sure to use the cold water tap. This will save water heating costs.
  • In winter, make sure any windows facing the sun have the blinds open to capture as much natural heat as possible.
  • In winter, draw the blinds early to prevent the heat from escaping.
  • In summer, keep the blinds closed on the windows that face the sun.
  • Keeping the doors closed and heating only the rooms you use most can save you a lot on your heating bill.
  • Turn off any electrical appliances that have a stand by mode (that’s anything with little lights or LED displays) at the wall.
  • When replacing electrical appliances, consider their energy rating.
  • Lower the hot water thermostat by 5 or 10 degrees.
  • Turn off the lights if you’re not using them.


You may think all of these things seam like small stuff, and they are, but together they can save you large amounts on your utility bills. Allowing you to take that saved money and put it aside to start building your personal wealth. If you would like to learn more about investing your savings to accelerate your wealth and create extra streams of income, feel free to order our
FREE Wealth Creation DVD. You may be surprised at how simply it really is.

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Save Money On Groceries

Tuesday, April 28th, 2009


There are many ways to save money on your groceries. I have listed some that I have found and many that I personally use to save money.

  • Do NOT go food shopping when you are hungry, this will eliminate many of those impulse purchases, saving you hundreds.
  • Eliminate frozen food from your shopping list. Freezing your own is much cheaper and often tastier.
  • Using a shopping list and sticking to it will ensure you buy only what you need.
  • Plan your shopping list carefully. Check your fridge and cupboard for what you need first.
  • Shopping less often can save you a lot. Larger quantities are often better value.
  • You can save up to 40% by buying generic no name brands.
  • Keep an eye on the top and very bottom shelves; this is where you find the cheaper brands.
  • By shopping later in the day, week and month you will find more items on special.
  • Save money by check the back of super market dockets for discounts.
  • Cook more than you need and freeze the rest in meal sized portions for a quick and easy lunch or dinner.
  • Save money by shopping at discount food shops rather than expensive local grocers and convenience stores.
  • When serving a meal, serve smaller portions of meat and larger portions of vegies, rice and pastas.

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